Singaporean and Foreigner Couple Can Buy New Flat (BTO) from HDB with Singaporean Baby

Recently I chatted with a colleague of mine and we spoke about how HDB flat prices are getting more and more expensive. I told him I definitely won't buy resale flat because of the COV and will wait for my baby and then apply for BTO. He was aware that my wife is not a PR so he was quite surprised that I can apply for BTO. I was surprised that he was surprised, I thought everybody knew that because the eligibility conditions for new flats are put out very clearly.

New Flat Eligibility

Citizenship

• You must be a Singapore Citizen - I am.
• Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident - My baby will be Singaporean.

Age
You must be at least 21 years old at the time of application - I am currently older than 21.

Family Nucleus
You must form a family nucleus under one of the following schemes:

Scheme	Family Nucleus
Public	You, the applicant and; - your spouse, and children (if any) - Me, my wife and baby. - your parents, and siblings (if any) - your children under your legal custody, care and control (for widowed/ divorced)

But to be really sure, I did some confirmation. I sent an email to HDB as follow:

Hi,

I am a Singaporean and my wife is a foreigner holding a long-term visit pass.

If we have a child and the child is a Singaporean, are we able to purchase a new flat i.e. BTO?

This is their reply:

Thank you for your email of 9 May 2013.

If you have a Singapore Citizen child, you may submit an application to buy a flat from the HDB together with your non-citizen spouse. You must include your child and spouse as occupiers in the flat application. If you need information about the eligibility conditions to buy a flat from the HDB, you may visit our website: HDB InfoWEB at www.hdb.gov.sg or click on: Eligibility Conditions.

Basically what they are saying is that I can and must apply with my foreigner wife and Singaporean baby so as to form a family nucleus, which means, WE are eligible for BTO.

More confirmation? Look at this forum thread. The thread starter is seeking housing advise and some kind people replied, refer to what this user tmfwy have posted; posts #15 and #29.

Quoted from post #15

Here's some serious advice which you should ponder.

Settle down with your GF, and assist Singapore with the Total Fertility Rate by bringing forward your plans to have a baby.

You solve alot of problems ( with reference to HDB issues )
a. You will be able to buy a BTO ( with SG baby ), thereby bypassing PR requirement
b. You make both parents happy
c. You show ICA that you and your spouse are serious in making Singapore your home...

Quoted from post #29

Speaking as a parent with a foreign wife

So from what I can deduce, he knows because he did it i.e. apply for BTO with foreigner wife and Singaporean baby, and I agree with his post #15, but not that I don't want to have a baby fast, my wife is on Warfarin so it's not as easy, takes time to assure her as well, she used to worry too much about it, but after learning more about her condition, she's ready, we are ready, and all we have to do now is wait for good news.

And while surfing on the internet, I came across this on PropertyGuru, there's this guy asking whether he can buy a new HDB flat with his foreigner wife and Singaporean baby and then this so-called Real Estate Professional says he can't and instead recommend him to buy a resale flat under Non-Citizen Spouse Scheme.

Buy from HDB, agent cannot earn, buy resale through the agent, the agent can earn, think about it. But no matter what, don't use this agent because he's either clueless, don't bother to research before answering or he's simply lying through his teeth just to earn more money.