As mentioned in my earlier post, I had expected the price to go above S$1.20 when it is trading CD, but today, the stock is already trading at S$1.20, and it seems like the buying volume is still increasing, I think probably before it even go CD, the price would have gone over S$1.20.
If I sell now at S$1.195, I would have a slightly higher profit of S$198.04, tempting, but I wouldn't know what to buy next if I sell now because it seems like the other counters that I'm looking at are all at quite a high price, plus there is still potential for growth.
Actually SingPost is a decent 5%+ dividend stock if one wishes to hold for a long time, even if buying at S$1.20 per share, it's still a 5.09% yield, not bad at all.
Wednesday, January 23, 2013
ICA FAQ - Appeal for Visit Pass (for long term stay)
Source
1. How can I appeal if the application is not approved? Do I have to fill up any form(s)?
You may appeal in writing. No verbal appeal will be accepted. When writing in, please indicate applicant's full particulars (i.e. name, date of birth and Foreign Identification Number) and our file reference number in the letter.
You do not have to fill up any form if you are sending your appeal letter via post, email or through our Information Counter. However, if you wish to obtain a queue ticket to submit by hand at our counters, you will then be required to fill up an application Form 14 and attach your appeal letter together.
2. What should I write in my appeal letter?
You may include any information that you deem relevant in supporting your appeal for the pass that you wish to apply for (e.g. relate your needs to the application) and enclose any additional supporting documents that you think might be beneficial in justifying your case.
3. How long does it take to process the appeal?
The processing time is approximately 4-8 weeks depending on the complexity of the case. Your sponsor will be notified of the outcome via post once the appeal is finalised. Please note that there is no guarantee that your appeal will be successful. All applications are subjected to our officers' assessment based on our existing policies, guidelines. Any reason of rejection/approval is to our discretion.
4. If my appeal is rejected, can I appeal again?
If your appeal is rejected, you may submit another appeal when there are additional information or documents to be furnished.
5. Will I be allowed to remain in Singapore while the appeal is being considered?
All application for extension of stay is subject to approval. This office is not obliged to grant any extension of stay to the applicant while the appeal is being considered.
6. What should I do if I do not hear from you after 6 weeks?
As your appeal is taken very seriously, we need time to review your case. Please do not call this office to check on the outcome of your appeal within the normal processing time. Your local sponsor will be informed of the outcome by post as soon as we have finalised your case. You may call us at 63916100 if there is no result after 6 weeks.
1. How can I appeal if the application is not approved? Do I have to fill up any form(s)?
You may appeal in writing. No verbal appeal will be accepted. When writing in, please indicate applicant's full particulars (i.e. name, date of birth and Foreign Identification Number) and our file reference number in the letter.
You do not have to fill up any form if you are sending your appeal letter via post, email or through our Information Counter. However, if you wish to obtain a queue ticket to submit by hand at our counters, you will then be required to fill up an application Form 14 and attach your appeal letter together.
2. What should I write in my appeal letter?
You may include any information that you deem relevant in supporting your appeal for the pass that you wish to apply for (e.g. relate your needs to the application) and enclose any additional supporting documents that you think might be beneficial in justifying your case.
3. How long does it take to process the appeal?
The processing time is approximately 4-8 weeks depending on the complexity of the case. Your sponsor will be notified of the outcome via post once the appeal is finalised. Please note that there is no guarantee that your appeal will be successful. All applications are subjected to our officers' assessment based on our existing policies, guidelines. Any reason of rejection/approval is to our discretion.
4. If my appeal is rejected, can I appeal again?
If your appeal is rejected, you may submit another appeal when there are additional information or documents to be furnished.
5. Will I be allowed to remain in Singapore while the appeal is being considered?
All application for extension of stay is subject to approval. This office is not obliged to grant any extension of stay to the applicant while the appeal is being considered.
6. What should I do if I do not hear from you after 6 weeks?
As your appeal is taken very seriously, we need time to review your case. Please do not call this office to check on the outcome of your appeal within the normal processing time. Your local sponsor will be informed of the outcome by post as soon as we have finalised your case. You may call us at 63916100 if there is no result after 6 weeks.
Tuesday, January 22, 2013
There's No Need to Set a Price to Everything
Last year, a co-worker asked for my help with her printer at home, she said she bought it and installed according to the manual but she had no idea why it's still not working. She asked me what can go wrong, and I told her that I cannot advise further without taking a look at the printer, the connection and etc, so I offered to check it out during my lunchtime, and good thing is that her house is only a few bus stops away from our workplace.
So we took a bus to her house together, when I was about to swipe my EZ-Link card, she offered to use hers instead; she had two cards, I think one is for backup.
When I arrived, I did some basic checking, plugs checked, driver installed checked, and found that there was no problem. Actually her default printer is some other printer, maybe it's her old printer, I asked her to try to do a printing like what she would normally do, and yeah, she just printed without selecting the printer, which means she was trying to print to a non-existent printer. I set the default printer to the new printer and asked her to try again, problem solved.
Well, she did everything correct except the default printer thingy.
Then she asked me to wait in her living room so I waited and she went inside her room again. When she came out, she took out a S$50 note and wanted me to take it, then I was thinking wow, S$50 to set the default printer, real easy money huh. But I rejected it, I told her it's a very simple issue, not really a problem; she didn't ask me what was the cause so I didn't say.
I've worked with this lady for almost 6 years, she can be a bit tough to deal with sometimes but she's quite nice to me so I really don't mind helping her for free, even if it was something more complex.
So we took a bus to her house together, when I was about to swipe my EZ-Link card, she offered to use hers instead; she had two cards, I think one is for backup.
When I arrived, I did some basic checking, plugs checked, driver installed checked, and found that there was no problem. Actually her default printer is some other printer, maybe it's her old printer, I asked her to try to do a printing like what she would normally do, and yeah, she just printed without selecting the printer, which means she was trying to print to a non-existent printer. I set the default printer to the new printer and asked her to try again, problem solved.
Well, she did everything correct except the default printer thingy.
Then she asked me to wait in her living room so I waited and she went inside her room again. When she came out, she took out a S$50 note and wanted me to take it, then I was thinking wow, S$50 to set the default printer, real easy money huh. But I rejected it, I told her it's a very simple issue, not really a problem; she didn't ask me what was the cause so I didn't say.
I've worked with this lady for almost 6 years, she can be a bit tough to deal with sometimes but she's quite nice to me so I really don't mind helping her for free, even if it was something more complex.
Monday, January 21, 2013
M1 Announced Dividend of 8 Cents (S$0.08) Per Share
Source
Broadcast
Date: 21 Jan 2013 (Mon)
Time: 17:31:05
Dividend
Final: S$0.063
Special: S$0.017
Total: S$0.08
Record
Date: 15 Apr 2013 (Mon)
Time: 17:00
Include Dividend (CD)
Now until 10 Apr.
Exclude Dividend (XD)
11 Apr (Thu)
12 Apr (Fri)
15 Apr (Mon)
Payable
Date: 25 Apr 2013 (Thu)
Broadcast
Date: 21 Jan 2013 (Mon)
Time: 17:31:05
Dividend
Final: S$0.063
Special: S$0.017
Total: S$0.08
Record
Date: 15 Apr 2013 (Mon)
Time: 17:00
Include Dividend (CD)
Now until 10 Apr.
Exclude Dividend (XD)
11 Apr (Thu)
12 Apr (Fri)
15 Apr (Mon)
Payable
Date: 25 Apr 2013 (Thu)
Bullish SingPost Stock Price
On 20 Dec 2012, I bought 5 lots of SingPost (S08) at S$1.145, after factoring in all the fees involved, it costs S$5,747.17.
Reason why I bought it is simple, it's stable, even if the US were to fall into the fiscal cliff, I'll just collect that neat 5.4% yield and average down whenever I have spare cash; SingPost have a history of paying constant dividend of S$0.065 per share per annum, even during the 08/09 financial crisis.
Today 21 Jan 2013, SingPost is valued at S$1.18, what I will get after fees is S$5,870.25.
S$5,870.25 - S$5,747.17 = S$123.08, small little profit.
But I'm not going to sell, I expect the price to go above S$1.20 when the stock is trading on Cum-Dividend (CD) because by the end of this month, they should be announcing their dividend payout. Let's see whether my prediction is accurate ;)
Reason why I bought it is simple, it's stable, even if the US were to fall into the fiscal cliff, I'll just collect that neat 5.4% yield and average down whenever I have spare cash; SingPost have a history of paying constant dividend of S$0.065 per share per annum, even during the 08/09 financial crisis.
Today 21 Jan 2013, SingPost is valued at S$1.18, what I will get after fees is S$5,870.25.
S$5,870.25 - S$5,747.17 = S$123.08, small little profit.
But I'm not going to sell, I expect the price to go above S$1.20 when the stock is trading on Cum-Dividend (CD) because by the end of this month, they should be announcing their dividend payout. Let's see whether my prediction is accurate ;)
Thursday, January 17, 2013
DBS Vickers Cash Upfront Comission-Free Trades Promotion
In Dec 2012, I made 3 DBS Cash Upfront trades, the total commission that I paid was S$18 * 3 * 1.07 = S$57.78.
Yesterday I received a letter stating that they refunded exactly S$57.78, I checked my cash upfront account and indeed the refund has already been credited, great, extra moola.
Yesterday I received a letter stating that they refunded exactly S$57.78, I checked my cash upfront account and indeed the refund has already been credited, great, extra moola.
Google Chrome Causes System to Freeze for a Short While
I can't remember when I started having this problem but sometimes when I open up a new tab, my Google Chrome browser will cause my computer system to freeze for a couple of seconds and I can't see nor move my mouse cursor. But lucky for me, I found a solution by Gautam Doddamani and it worked for me.
Just want to highlight a slight difference in Step 2, it stated to disable the following item,
But what is similar is the NPSWF32 thingy, so what I did was disable pepflashplayer.dll, install the latest flash player, restart Chrome, viola, problem solved!
Just want to highlight a slight difference in Step 2, it stated to disable the following item,
C:\Users\[your-username]\AppData\Local\Google\Chrome\Application\16.0.912.77\gcswf32.dllBut it's quite different from mine,
C:\Documents and Settings\userName\Local Settings\Application Data\Google\Chrome\Application\24.0.1312.52\PepperFlash\pepflashplayer.dll
But what is similar is the NPSWF32 thingy, so what I did was disable pepflashplayer.dll, install the latest flash player, restart Chrome, viola, problem solved!
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